Health Savings Accounts Have Mixed Success

Although early reports from insurers selling Health Savings Accounts (HSAs) look promising, it appears that consumers are not purchasing or utilizing them in the way that plan designers anticipated. This is significant, since consumer-directed health plans, which include HSAs, are the cornerstone to President Bush's plan to improve health care in the U.S.

For more information on HSAs, please see my article called The ABCs of HSAs