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By Kelly Montgomery, About.com Guide to Health Insurance since 2005

Tips For Choosing the Best Job-Based Health Plan

Friday March 24, 2006
MSN MoneyCentral has published a new resource with 9 tips to help you choose the right job-based health coverage plan. The key is to educate yourself about all of the available options, including the plan you are currently on. Many job-based plans have instituted new cost-containment measures that may have a profound effect on your out-of-pocket spending. For example, your current plan may change to disallow payment for brand-name drugs, so if you are not using generics – or your medication does not come in a generic version – your prescription spending could increase dramatically. Learn more about your plan through your Human Resources department or directly with the plan administrator. Don’t be afraid to ask questions!

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