According to the Washington Times, the federal Agency for Healthcare Research and Quality recently released a report which shows that most of our nation's health care spending goes toward hospitalizations. Inpatient hospitalization costs comprise 33 cents out of every dollar spent on health care. Furthermore, the majority of hospitalization claims are submitted to the federal government for payment under Medicare or Medicaid. The study also found that the most expensive condition is coronary atherosclerosis (hardening of the arteries).
Most Health Care Dollars Spent on Hospitalization
From Kelly Montgomery, About.com Guide October 5, 2006
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This comment has not much relevance to this blog but why are americans so naive when it comes to their health benefits? A person would be better off if healthy to buy a individual policy and have his employer set up a 105 reimbursement plan and reimburse for the premim. Also, why would an employer buy dental insurance or any insurance on the first $5,000 of claims? They save more than the risk and can deliver a better policy underneath using section 105.
If for one physical therapy session I spent $220
can i know who gets how much from that payment
how the dollar from this payment is shared?