If you are a Medicare beneficiary, one of the most confusing and difficult tasks is deciding which Medicare Part D drug plan is the right one for you. There are organizations that can help you make the right choice.
The donut hole, or coverage gap, is one of the most controversial and confusing parts of the Medicare Part D prescription drug benefit. There are ways to save money on medications when you hit the donut hole and ways to actually prevent either getting to the donut hole or delaying when you hit it.
Buying health insurance is the only health coverage option for some consumers. Even if you have health insurance from your employer, private insurance may still be an option to save money. With your health insurance premiums increasing every year and some employers passing more of the costs onto their employees, your company's health insurance may not be the best deal.
Find out if you’re required to have health insurance and what will happen if you don’t get it. Learn how to enroll in Obamacare and how to get a subsidy to help pay for health insurance. Uninsured? Learn
You won't get the most from the Affordable Care Act's free birth control benefit if you don't understand how it works. Find out if you're eligible to get free birth control, which contraceptives are covered, and how to maximize your benefit.
Learn how your out-of-pocket maximum works, what counts towards the out-of-pocket limit, and what your health insurance company may still require you to pay after you’ve met your out-of-pocket maximum.
Learn how buying dental insurance works on the health insurance exchanges created by the Affordable Care Act. Find out what the rules are and what to watch out for. If you need dental insurance, an Obamacare exchange could be a good option.
You may be eligible for a health insurance subsidy to reduce your out-of-pocket maximum costs. Learn how it works, if you’re eligible, and how to get it this part of the Affordable Care Act's cost-sharing subsidy.
Need help paying your health insurance deductible, copays, and coinsurance? You need the cost-sharing health insurance subsidy. Learn how this Affordable Care Act subsidy works, who’s eligible, how to apply, and how it lowers your deductible, coinsurance and copayments. Get reduced cost-sharing so you don’t go broke using your health insurance.
Need help paying for health insurance? The premium tax credit health insurance subsidy can help you pay for health insurance. Part of the Affordable Care Act, the subsidy will decrease your cost of health insurance premiums. Learn how it works, how to apply, and how much you'll get.
If you reach your health insurance out-of-pocket maximum, your healthcare expenses are high enough it can be hard to save. But, your high healthcare expenses provide two opportunities to save that won't work for people who don't meet their out-of-pocket limit each year. Learn how to save money on out-of-pocket costs and on health insurance premiums when you have costly or chronic medical conditions.
How does the bronze, silver, gold and platinum metal-tier system work? What does it really tell you about a health insurance plan? How do you choose which metal tier is the best fit for you?
If you're pregnant and don't have health insurance, or you health plan doesn't include maternity insurance, these resources will help you find maternity insurance or affordable prenatal care, birth care, and postpartum care.
How to get mental health insurance if you don't have it, or discover mental health coverage you weren't aware you had. Tips for getting the most out of mental health insurance when you use it.
The federal government, has made it clear that your guaranteed Medicare benefits will not change because of the Affordable Care Act — whether you get them through Original Medicare or a Medicare Advantage plan. And, there are no changes in eligibility requirements.
Contact information for state offices and resources for obtaining and keeping health insurance in Virginia
Contact information for state offices and resources for obtaining and keeping health insurance in Florida
Although most people with Medicare get their health benefits from Original Medicare (Parts A and B), you can choose to get coverage from a Medicare Advantage Plan, sometimes called Medicare Part C. These plans are offered by private health insurance companies that are approved by Medicare and have a contract to provide you with Medicare benefits.
If you cannot afford to buy private health insurance and your family earns too much to qualify for Medicaid, you may be eligible for CHIP, the Children's Health Insurance Program.
One of the more controversial parts of the health reform legislation is the issue of a health insurance mandate – the requirement that, starting in 2014, all Americans must have healthcare coverage. The vast majority of people in this country have health insurance through work or a public plan such as Medicare and Medicaid.
The purpose of the legislation is to assure that all Americans have access to affordable health insurance. The key reforms in the Affordable Care Act should significantly decrease barriers for obtaining health coverage as well as accessing needed health care services.
Many people who read newspaper articles, listen to the pundits, or get information about the Affordable Care Act from online resources may be confused by some of the jargon used to describe some of the act’s provisions.
Learn how to choose health insurance that’s the best fit for you and your family. Don't buy health insurance only to discover you didn't understand the true costs, or won't get the benefits you expected. Comparison shopping for health insurance can be tough, but these resources make it easier. What you need to know when shopping for health insurance. . .
Don’t let your Medicare coverage get lost in the shuffle when you move. Learn what you need to do about your Medicare coverage when moving, how to submit a change of address to Medicare, and whether or not you need to choose a new plan if you have Medicare Advantage,Medicare Select, or a Medicare Part D plan.
Relocating? This checklist will walk you through the steps you need to take with your Medicare Part D prescription drug plan when you move or have an address change.