Health Insurance Problems

Dealing with Health Insurance Problems

No health insurance? Share your story and tell us about how you are managing your family’s health care needs and what you might have learned that could help others.

How to Resolve a Claims Dispute

Information on resolving claims disputes with your health insurance company, including resources on external review.

A Consumer Guide to Handling Disputes

A helpful guide that walks you through the process of appealing a claims denial through your insurance plan, and then escalate with your state’s insurance department if necessary. Includes state-specific information.

Links to State Insurance Department Websites

Sometimes, you need to get your state’s insurance department to help you resolve a health insurance claims dispute. Find contact information as well as help for filing claims appeals on your state’s site.

How to Win an Appeal of a Denial

Helpful tips for getting your insurance company to pay your claim.

Avoid Claim Denial

Information on how to avoid claims denials, and tips on winning an appeal. Includes sample appeal letters.