Dental & Vision

If you have dental insurance through your employer -- or you can afford to purchase it for yourself -- it's best to choose a plan that covers the dental care you and your family will need now and in the future.

Most regular health insurance policies do not pay for the costs of routine vision care such as eye exams, corrective lenses, eyeglass frames, or contact lenses. Coverage (offered to less than 30% of employees) for such services is known as vision care insurance.

Dental insurance is meant to help cover some of the costs associated with your dental care. Although regular dental services, including regular checkups and preventive services, such as cleaning, is relatively inexpensive, dental procedures such as dental implants and crowns are expensive.