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Major Medical

From Kelly Montgomery, for About.com

Updated: October 27, 2008

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Definition: Major medical health insurance covers the expenses associated with serious illness or hospitalization. Major medical plans usually have a set amount, or deductible, for which the patient is responsible. Once that is paid, the plan covers most of the remaining cost of care, subject to co-pays or co-insurance paid by the patient.

Most health insurance plans sold today are major medical plans.

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