Health Insurance Basics
- Coverage Issues (5)
- Explanation of Benefits (4)
- Health Savings Accounts (2)
- Individual Policies (4)
- Job-Based Coverage (3)
- Pre Existing Conditions (4)
Before You Buy Health Insurance: What You Need to Know When Shopping for...
Learn how to buy health insurance that’s the best fit for you and your family, balancing the money you have to spend with the benefits you need. Don't risk buying the wrong health insurance then discovering you didn't understand the true costs, or won't get the benefits you thought you would. Discover what you need to know when you're shopping...
Looking for Health Insurance Options for Your Small Business?
Strategies for finding employee health insurance for your small business.
Insurance Codes - Learn About Insurance Codes to Avoid Billing Errors
Explanation of Benefits, insurance claim forms, and medical bills from your doctor or hospital can be difficult to understand because of the use of codes to describe the services performed and your diagnosis. It may be useful for you to learn about these codes, especially if you have a chronic health problem.
Out-of-Pocket Maximum—How It Works and Why to Beware
Learn how your out-of-pocket maximum works, what counts towards the out-of-pocket limit, and what your health insurance company may still require you to pay after you’ve met your out-of-pocket maximum. Learn what to watch out for in the fine print that could cost you more than you bargained for.
Student Health Insurance - Options for Health Coverage
Going to college is one of the most important things you can do to secure your financial future. But what happens if you get sick or injured while you're there? Accidents and sudden illness can happen to anyone at any time. So it's important to make sure you have health insurance coverage.
COBRA Continuation Coverage
If you have been laid off from your job and your former employer has 20 or more employees, the company is required by a 1986 federal law (known as COBRA) to offer you the option to pay for an extension of your health insurance coverage for at least 18 months. COBRA provides you with insurance for you and your family but COBRA can be very expensive.
Using the Internet to Manage Your Health Information
Learn how Personal Health Records, Electronic Health Records, and electronic prescribing is changing healthcare, and how this will affect you.
Pregnant? No Maternity Insurance? What Now?
If you're pregnant and don't have health insurance, or your health plan doesn't include maternity insurance, use these resources for getting maternity insurance or affordable pregnancy care.
The Cost of Health Care—Why Is Health Care So Expensive?
Why is the cost of health care so expensive? Why does the cost of health care increase faster than inflation? A single cause accounts for more than half the rise. To learn what's responsible, read more.
Cost of Health Insurance
There are many things that determine how much your health insurance will cost you each month. How much health insurance will cost you depends on your age, the condition of your health (how healthy or unhealthy you are), where in the country you live, your income, and your job status.
Factors to Consider When Selecting Health Insurance
To protect you and your family from the financial burden of sudden or chronic health conditions, it is important to have health insurance. There are many factors to consider and questions to ask when choosing a health insurance plan.
An open enrollment period for health insurance is typically offered for one or two months a year by many companies to allow employees to make changes to their insurance coverage.
How to Evaluate Health-Related Information on the Internet
Do you know how to evaluate the content on a website? If you are looking for information about your health, it is very important to find information you can trust.
Medication and Travel - How to Travel With Medications
If you plan to travel to a foreign country, it is important that you provide for your medication needs before leaving. An illness in the middle of your trip can ruin your vacation and cost you money to get needed medications.
Do I Need Travel Health Insurance?
Travel Health Insurance is a special policy designed to cover your medical expenses if you get sick or injured on a trip. It covers you for only a limited time, and is usually purchased to cover people on foreign trips. Whether or not you need travel health insurance depends on how likely you think it is that you might need medical care during your trip.
Laid Off? How to Keep or Find Affordable Health Insurance Coverage
If you have lost your job, you may be worried about the loss of your employer-based health insurance. To protect you and your family, it is important to try and find some type of health insurance plan during your period of unemployment. Fortunately, if you are handed a pink slip, you do have options to remain insured.
Supplemental Insurance - Should I Buy Supplemental Health Insurance?
Supplemental insurance is extra or additional insurance that you can purchase to help you pay for services and out-of-pocket expenses that your regular insurance does not cover. Aside from Medigap policies, three other types of supplemental health insurance are widely sold in the U.S.
Managing Without Health Insurance
No health insurance? Share your story and tell us about how you are managing your family’s health care needs and what you might have learned that could help others.
Negotiate With Your Provider For Healthcare Discounts
Learn more about negotiating with your healthcare provider for discounts, including how to build goodwill and the best way to broach the subject.
Discount Medical Cards
Are discount medical cards a viable alternative to insurance coverage? Find out more!
Short Term Disability Insurance
Short term disability insurance pays a percentage of your salary if you become temporarily disabled, which means that you are not able to work for a short period of time due to sickness or injury not related to your job.