Articles Index

Short Term Disability Insurance

Short term disability insurance pays a percentage of your salary if you become temporarily disabled, which means that you are not able to work for a short period of time due to sickness or injury not related to your job.

Open Enrollment

An open enrollment period for health insurance is typically offered for one or two months a year by many companies to allow employees to make changes to their insurance coverage.

Indiana Health Insurance

Most health insurance plans are regulated by your state government. Since the states differ considerably in the rules they set for health plans – such as mandating certain benefits – and the types of state health insurance programs offered, it is important that you understand what is unique about Indiana.

Do I Need Travel Health Insurance?

Travel Health Insurance is a special policy designed to cover your medical expenses if you get sick or injured on a trip. It covers you for only a limited time, and is usually purchased to cover people on foreign trips. Whether or not you need travel health insurance depends on how likely you think it is that you might need medical care during your trip, and on your ability to pay for it if the need arises.

Medication and Travel - How to Travel With Medications

If you plan to travel to a foreign country, it is important that you provide for your medication needs before leaving. An illness in the middle of your trip can ruin your vacation and cost you money to get needed medications.

Supplemental Insurance - Should I Buy Supplemental Health Insurance?

Supplemental insurance is extra or additional insurance that you can purchase to help you pay for services and out-of-pocket expenses that your regular insurance does not cover. Aside from Medigap policies, three other types of supplemental health insurance are widely sold in the U.S.

Pre Existing Conditions - Understanding Exclusions and Creditable Coverage

A pre-existing condition can affect your health insurance coverage. If you are applying for insurance, some health insurance companies may accept you conditionally by providing a pre-existing condition exclusion period.

Laid Off? COBRA Insurance May Be an Option for Health Care Coverage

If you have been laid off from your job and your former employer has 20 or more employees, the company is required by a 1986 federal law (known as COBRA) to offer you the option to pay for an extension of your health insurance coverage for at least 18 months. COBRA provides you with insurance for you and your family but COBRA can be very expensive.

Get Health Insurance - Factors to Consider When You Get Health Insurance

To protect you and your family from the financial burden of sudden or chronic health conditions, it is important to have health insurance. There are many factors to consider and questions to ask when choosing a health insurance plan.

Insurance Codes - Learn About Insurance Codes to Avoid Billing Errors

Explanation of Benefits, insurance claim forms, and medical bills from your doctor or hospital can be difficult to understand because of the use of codes to describe the services performed and your diagnosis. It may be useful for you to learn about these codes, especially if you have a chronic health problem.

Explanation of Benefits - Understanding Your EOB

An Explanation of Benefits (EOB) is a form or document that may be sent to you by your insurance company several months after you had a healthcare service. Your EOB gives you information about how an insurance claim from a health provider (such as a doctor or hospital) was paid on your behalf.

Explanation of Benefits - How to Avoid Errors on Your EOB

Your Explanation of Benefits is a window into your medical billing history. Many doctors’ offices, hospitals, and medical billing companies make billing errors. Such mistakes can have annoying and potentially serious, long-term financial consequences.

Laid Off? How to Keep or Find Affordable Health Coverage When Laid Off

If you have lost your job, you may be worried about the loss of your employer-based health insurance. To protect you and your family, it is important to try and find some type of health insurance plan during your period of unemployment. Fortunately, if you are handed a pink slip, you do have options to remain insured.

Using Health Information Technology to Manage Your Information

Although HIT has many uses throughout our healthcare system, three important types of health IT may affect you in the near future as more consumers use personal health records (PHRs) and more physicians use electronic health records (EHRs) and electronic prescribing (e-Rx).

Student Health Insurance - Options for Health Coverage

Going to college is one of the most important things you can do to secure your financial future. But what happens if you get sick or injured while you're there? Accidents and sudden illness can happen to anyone at any time. So it's important to make sure you have health insurance coverage.

Save Money on Health Insurance

Health care insurance can be very expensive and is increasing every year. Many people do not know about the options available for saving money on health insurance. There are things that you can do to help lower your health insurance costs, and prevent those costs from going up.

Cost of Health Insurance

There are many things that determine how much your health insurance will cost you each month. How much health insurance will cost you depends on your age, the condition of your health (how healthy or unhealthy you are), where in the country you live, your income, and your job status.

Health Insurance Resolutions

New Year's Resolutions that will help you minimze health care costs and make the most of your health insurance plan

Sicko Movie Review

Find out what the Michael Moore film Sicko is all about, and whether you should see Sicko.

Discount Medical Cards

Are discount medical cards a viable alternative to insurance coverage? Find out more!