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Health Savings Accounts

From Kelly Montgomery, for About.com

Created: May 31, 2009

About.com Health's Disease and Condition content is reviewed by our Medical Review Board

Are you looking to open an HSA? Do you want to know more about this type of tax-advantaged account? Find out what HSAs are and whether they are a good option for you.

What a Health Savings Account Is:

Start your journey by learning what an HSA is.

High Deductible Health Plans:

HSAs are linked with high deductible health plans. Learn more about these plans, including what exactly they mean by "high deductible."

Consumer-Directed Health Care:

HSAs are the most conspicuous example of consumer-directed health care, which provides financial incentives for consumers to control the cost of their medical expenses. Read on to find out more about consumer-directed health care.

The ABCs of HSAs:

Need to know more about how HSAs work? Learn the ABCs of HSAs and find out what the benefits are, as well as some of the pitfalls. Learn more about whether HSAs are right for you.

HSA Contributions:

If you decide that an HSA is right for you, you may be wondering how much money you can contribute. Find out what your maximum annual contribution will be.

Unused HSA Funds:

If you have an HSA, you may be wondering what happens to your funds at the end of the calendar year. Find out how HSA funds get carried over from year to year.

How Consumer-Directed Health Care Might Reduce Health Spending:

Consumer-directed health care, and HSAs in particular, have been touted as a way to reduce our nation's healthcare spending. Learn more about exactly how this type of health coverage can control costs.
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