- Your employer may offer a less expensive plan which you can switch to.
- You can look into purchasing a policy on your own in the private market. But beware - do NOT cancel your job-based coverage until you are sure you can buy a policy on your own. In most states, insurers are allowed to reject you for coverage if you have a preexisting condition.
- Your state may begin offering special programs or offer financial assistance to those who are unable to obtain health insurance at a reasonable price. This is part of the President's proposed "Affordable Choices Initiative".
So what is this "Affordable Choices Initiative" about? Read on to find out more!
