Alaska Division of Insurance
The Alaska Division of Insurance is responsible for regulating all types of insurance sold in the state of Alaska - including health insurance policies. They have two offices - one located in Anchorage and one located in Juneau. Either one can help, so choose the office closest to you.
If you are looking for health insurance coverage, they have lists of insurance agents and insurance companies licensed to do business in Alaska.
If you are having trouble resolving a claims dispute with your insurer, you can file a complaint with the Division of Insurance. They have a form available for download, or you can email them at insurance@commerce.state.ak.us. You can also contact them by phone at (907) 269-7900 for help with filing a complaint.
Alaska Division of Insurance - Anchorage Office
Robert B. Atwood Building
550 W. 7th Avenue, Suite 1560
Anchorage, Alaska 99501-3567
(907) 269-7900
http://www.commerce.state.ak.us/insurance
Alaska Division of Insurance - Juneau Office
9th Floor State Office Bldg.
333 Willoughby Avenue 99801
PO Box 110805
Juneau, Alaska 99811-0805
(907) 465-2515
http://www.commerce.state.ak.us/insurance
U.S. Department of Labor
If you get your insurance through your job, your plan is also regulated by the U.S. Department of Labor's Employee Benefits Security Administration (EBSA). They make and enforce the rules that your employer must follow when offering health insurance coverage to employees - for example, your employer cannot single out an individual employee to exclude her from the plan because she (or one of her dependents) has a costly illness. Also, if there are 20 or more employees at your job, you should be offered COBRA continuation coverage when you leave your job. The EBSA works to make sure that all of this happens and your rights are protected.
If you have concerns about your employer's practices in administering your job-based health coverage - for example, if you think you should have been offered COBRA continuation coverage, but were not, or if you feel that you were wrongly terminated from your health plan - contact your regional EBSA office.
U.S. Department of Labor Employee Benefits Security Administration
Seattle District Office
1111 Third Avenue, Suite 860
Seattle, WA 98101-3212
Duane Peterson - Supervisor
Phone: 206.553.4246
Fax: 206.553.0913
http://www.dol.gov/ebsa/
Alaska Comprehensive Health Insurance Association (ACHIA)
ACHIA offers coverage to individuals who are unable to purchase an individual health insurance policy because they have pre-existing health conditions. If you have been diagnosed with one of the health conditions listed on the ACHIA website, you are automatically eligible for ACHIA coverage - you do not need to apply and be rejected by an individual insurer first.
ACHIA also offer coverage to "HIPAA-eligible" individuals. This refers to people who have left job-based group coverage AND have elected and fully exhausted any COBRA or state-operated continuation coverage they were offered. ACHIA is intended to provide a permanent coverage option for people who are unable to find insurance after leaving their job and using all of the temporary coverage they have available to them.
Please note that even though ACHIA is an Alaska insurance program, their administrative offices are located in Kansas. Why? I don't know. But please do not let that deter you from contacting them - they have a toll free phone number, and a website and email that can be accessed from anywhere, of course.
Alaska Comprehensive Health Insurance Association
P.O. Box 1090
2015 - 16th Street
Great Bend, Kansas 67530
Phone: Toll Free 1-888-290-0616
Monday-Friday 8:00 AM to 5:00 PM (Alaska Time)
Email: dmccormick@benefitmanagementks.com
http://www.achia.com/
Read on for information about Denali Kidcare - a state insurance program for children and pregnant women, SeniorCare - for Medicare beneficiaries, and Alaska Medicaid.
