Health Insurance: Most Popular Articles
These articles are the most popular over the last month.
HMOs vs. PPOs-How They Differ
The most common types of managed care plans are health maintenance organizations (HMOs) and preferred provider organizations (PPOs). Less common are point-of-service (POS) plans that combine the features of an HMO and a PPO. Learn the differences between HMOs and PPOs.
The most common types of managed care plans are health maintenance organizations (HMOs) and preferred provider organizations (PPOs). Less common are point-of-service (POS) plans that combine the features of an HMO and a PPO. Learn the differences between HMOs and PPOs.
Average Premium
Learn more about health insurance premiums and why they are so difficult to estimate.
Learn more about health insurance premiums and why they are so difficult to estimate.
Low Cost Drugs-8 Ways to Save
As medications continue to rise in price, the cost of treating a chronic illness may become a serious burden. Whether or not you have health insurance, these eight tips may help you save money on your medications.
As medications continue to rise in price, the cost of treating a chronic illness may become a serious burden. Whether or not you have health insurance, these eight tips may help you save money on your medications.
Pre-existing conditions
Information about the limitations placed on pre-existing condition exclusion periods.
Information about the limitations placed on pre-existing condition exclusion periods.
Laid Off without Insurance
If you have lost your job, you may be worried about the loss of your employer-based health insurance. To protect you and your family, it is important to try and find some type of health insurance plan during your period of unemployment. Fortunately, if you are handed a pink slip, you do have options to remain insured.
If you have lost your job, you may be worried about the loss of your employer-based health insurance. To protect you and your family, it is important to try and find some type of health insurance plan during your period of unemployment. Fortunately, if you are handed a pink slip, you do have options to remain insured.
Annual Out-of-Pocket Maximum
Definition of "annual out-of-pocket maximum" and how it works in your plan.
Definition of "annual out-of-pocket maximum" and how it works in your plan.
Part D Donut Hole-How It Works
The donut hole, or coverage gap, is one of the most controversial and confusing parts of the Medicare Part D prescription drug benefit and of concern to many people who have joined a Part D drug plan. Understanding the donut hole will help you choose a Medicare Part D drug plan.
The donut hole, or coverage gap, is one of the most controversial and confusing parts of the Medicare Part D prescription drug benefit and of concern to many people who have joined a Part D drug plan. Understanding the donut hole will help you choose a Medicare Part D drug plan.
Health IT
Find out what Health Information Technology is, what it can do to improve our health care system, and what the potential drawbacks are.
Find out what Health Information Technology is, what it can do to improve our health care system, and what the potential drawbacks are.
High COBRA Premiums
Find out why COBRA premiums may be higher than you thought they would be.
Find out why COBRA premiums may be higher than you thought they would be.
Coverage Gap/Donut Hole
Information about the Medicare Part D coverage gap, or donut hole.
Information about the Medicare Part D coverage gap, or donut hole.
Eligibility
Eligibility requirements for Medicare and Medicaid coverage, including links to local offices that can verify eligibility.
Eligibility requirements for Medicare and Medicaid coverage, including links to local offices that can verify eligibility.
Health Insurance 101
Learn more about job-based coverage, individual policies, Medicare, Medicaid, and state high risk pools here!
Learn more about job-based coverage, individual policies, Medicare, Medicaid, and state high risk pools here!
Buying an individual policy
How to get started on your search for an individual health insurance policy, and what to look for in your policy.
How to get started on your search for an individual health insurance policy, and what to look for in your policy.
Mail Order Drugs
Mail order drugs may be available through your health plan or Medicare Part D. Mail order drug programs are convenient and can save you money.
Mail order drugs may be available through your health plan or Medicare Part D. Mail order drug programs are convenient and can save you money.
Pre-existing condition
Learn more about how insurance policies treat pre-existing health conditions, and find out whether your pre-existing condition should be covered by your insurance company.
Learn more about how insurance policies treat pre-existing health conditions, and find out whether your pre-existing condition should be covered by your insurance company.
Pre-existing Condition
Pre-existing Condition Exclusion
Pre-existing Condition Exclusion
Health Insurance - Students
Find out what your child's options for health coverage will be when he or she leaves home for college.
Find out what your child's options for health coverage will be when he or she leaves home for college.
Drugs from Canada and Mexico
Buying drugs in Canada and other foreign countries can save money. Due to the high price of prescription drugs, many Americans buy their medications by crossing the border into Canada and Mexico or when they travel to a foreign country.
Buying drugs in Canada and other foreign countries can save money. Due to the high price of prescription drugs, many Americans buy their medications by crossing the border into Canada and Mexico or when they travel to a foreign country.
Medicare 101
Basic information about the Medicare program, including who is eligible and what it covers.
Basic information about the Medicare program, including who is eligible and what it covers.
Guaranteed Issue
Guaranteed issue defined
Guaranteed issue defined
Kentucky Health Insurance
Contact information for state offices and resources for obtaining and keeping health insurance in Kentucky.
Contact information for state offices and resources for obtaining and keeping health insurance in Kentucky.
Out-of-Pocket Spending
Learn more about out-of-pocket spending, including copays, co-insurance and deductibles.
Learn more about out-of-pocket spending, including copays, co-insurance and deductibles.
Are Generic Drugs Safe?
Whether you have prescription drug coverage or not, if you use generic medications when appropriate for your health condition you can save money – often more than 50% less than the brand name drug. But, are generic drugs safe? According to the U.S. Food and Drug Administration (FDA), generic medications are as safe and effective as the brand name equivalent.
Whether you have prescription drug coverage or not, if you use generic medications when appropriate for your health condition you can save money – often more than 50% less than the brand name drug. But, are generic drugs safe? According to the U.S. Food and Drug Administration (FDA), generic medications are as safe and effective as the brand name equivalent.
Part D Basics
General information on Medicare Part D, including how the benefit is structured and some tips on choosing a Part D plan.
General information on Medicare Part D, including how the benefit is structured and some tips on choosing a Part D plan.
Managed Care Overview
Most Americans who have health insurance through their employer (and many who are self-insured) are enrolled in some type of a managed care plan. Managed care plans include health maintenance organizations (HMOs), preferred provider organizations (PPOs), and point of service (POS) plans.
Most Americans who have health insurance through their employer (and many who are self-insured) are enrolled in some type of a managed care plan. Managed care plans include health maintenance organizations (HMOs), preferred provider organizations (PPOs), and point of service (POS) plans.
SCHIP
Learn more about the SCHIP program, including what it is, who it covers, and what's in store for the future.
Learn more about the SCHIP program, including what it is, who it covers, and what's in store for the future.
Copay vs. Coinnsurance
Learn more about copays and coinsurance, including examples of each and how they differ from each other.
Learn more about copays and coinsurance, including examples of each and how they differ from each other.
Pay-for-Performance
Learn more about pay-for-performance, how it could change our health care system, and how it might affect you.
Learn more about pay-for-performance, how it could change our health care system, and how it might affect you.
Supplemental Health Insurance
Information about supplemental health insurance, including what it covers, and advice on whether it is right for you.
Information about supplemental health insurance, including what it covers, and advice on whether it is right for you.
Clinton Health Reform
Learn more about the Clinton Health Plan Proposal and why this effort at health care reform failed.
Learn more about the Clinton Health Plan Proposal and why this effort at health care reform failed.
California
Contact information for state offices and resources for obtaining and keeping health insurance in California
Contact information for state offices and resources for obtaining and keeping health insurance in California
Pill Splitting Saves Money
Splitting pills has become a popular way for people to save money on some prescription medications. Learn how to split pills safely and what types of pills cannot be split.
Splitting pills has become a popular way for people to save money on some prescription medications. Learn how to split pills safely and what types of pills cannot be split.
Understanding Drug Formulary
A drug formulary is a list of generic and brand name drugs that are preferred by your health plan. Since your health may limit the medications it will pay for, it is important for you understand your health plan's drug benefit and formulary.
A drug formulary is a list of generic and brand name drugs that are preferred by your health plan. Since your health may limit the medications it will pay for, it is important for you understand your health plan's drug benefit and formulary.
Medicaid Eligibility
Learn more about Medicaid eligibility, including who might be eligible to receive benefits through Medicaid.
Learn more about Medicaid eligibility, including who might be eligible to receive benefits through Medicaid.
Claims Disputes
Information on resolving claims disputes with your health insurance company, including resources on external review.
Information on resolving claims disputes with your health insurance company, including resources on external review.
Rationing of health care
Find out what rationing of health care means, both in the U.S. and abroad.
Find out what rationing of health care means, both in the U.S. and abroad.
Health Insurance - Articles
An index of articles for the Health Insurance guide site.
An index of articles for the Health Insurance guide site.
Selecting Health Insurance
To protect you and your family from the financial burden of sudden or chronic health conditions, it is important to have health insurance. There are many factors to consider and questions to ask when choosing a health insurance plan.
To protect you and your family from the financial burden of sudden or chronic health conditions, it is important to have health insurance. There are many factors to consider and questions to ask when choosing a health insurance plan.
Medicaid 101
Basic information about Medicaid, including who is eligible and what it covers
Basic information about Medicaid, including who is eligible and what it covers
Massachusetts Health Insurance
Contact information for state offices and resources for obtaining and keeping health insurance in Massachusetts.
Contact information for state offices and resources for obtaining and keeping health insurance in Massachusetts.
Florida Health Insurance
Contact information for state offices and resources for obtaining and keeping health insurance in Florida
Contact information for state offices and resources for obtaining and keeping health insurance in Florida
Healthcare Proposal
Find out more about President Bush's plan to reform healthcare, as described in his 2007 State of the Union address.
Find out more about President Bush's plan to reform healthcare, as described in his 2007 State of the Union address.
Sicko Movie Review
Find out what the Michael Moore film Sicko is all about, and whether you should see Sicko.
Find out what the Michael Moore film Sicko is all about, and whether you should see Sicko.
Medicare Advantage
Learn more about Medicare Advantage plans, including how they work and what they cover.
Learn more about Medicare Advantage plans, including how they work and what they cover.
Job-Based Coverage
Learn more about job-based health coverage, including key features and consumer protections available under the law.
Learn more about job-based health coverage, including key features and consumer protections available under the law.
Indiana Health Insurance
Contact information for state offices and resources for obtaining and keeping health insurance in Indiana.
Contact information for state offices and resources for obtaining and keeping health insurance in Indiana.
Pre-Existing Conditions
What you don't know about pre-existing conditions can hurt you. Find out more about what pre-existing conditions are, and how you can stay covered if you have one.
What you don't know about pre-existing conditions can hurt you. Find out more about what pre-existing conditions are, and how you can stay covered if you have one.
Saving on Health Insurance
Health care insurance can be very expensive and is increasing every year. Many people do not know about the options available for saving money on health insurance. There are things that you can do to help lower your health insurance costs, and prevent those costs from going up.
Health care insurance can be very expensive and is increasing every year. Many people do not know about the options available for saving money on health insurance. There are things that you can do to help lower your health insurance costs, and prevent those costs from going up.
New Jersey
Contact information for state offices and resources for obtaining and keeping health insurance in New Jersey.
Contact information for state offices and resources for obtaining and keeping health insurance in New Jersey.
Categorically Needy
Definition and explanation of the term "categorically needy."
Definition and explanation of the term "categorically needy."
Health Reform Impact
Almost every American will be affected in some way by health reform. How you are personally impacted will depend on the final details of the legislation signed into law and your age and employment status.
Almost every American will be affected in some way by health reform. How you are personally impacted will depend on the final details of the legislation signed into law and your age and employment status.
Low Cost Drugs-10 Ways to Save
Save on the cost of drugs by following these 10 recommendations. You can find cheap drugs or less-expensive alternatives by taking charge of your healthcare.
Save on the cost of drugs by following these 10 recommendations. You can find cheap drugs or less-expensive alternatives by taking charge of your healthcare.
Creditable Coverage
Definition of the insurance term "creditable coverage."
Definition of the insurance term "creditable coverage."
Obama Healthcare Reform
Information about 2008 Presidential candidate Barack Obama's proposal for health care reform
Information about 2008 Presidential candidate Barack Obama's proposal for health care reform
Government Programs Save Money
You can save on the cost of your medications by exploring federal and state government programs. Whether or not you have health insurance with drug coverage, these programs may help you save money.
You can save on the cost of your medications by exploring federal and state government programs. Whether or not you have health insurance with drug coverage, these programs may help you save money.
Georgia Health Insurance
Contact information for state offices and resources for obtaining and keeping health insurance in Georgia
Contact information for state offices and resources for obtaining and keeping health insurance in Georgia
Colorado Health Insurance
Contact information for state offices and resources for obtaining and keeping health insurance in Colorado
Contact information for state offices and resources for obtaining and keeping health insurance in Colorado
Lower Your Drug Costs
The donut hole, or coverage gap, is one of the most controversial and confusing parts of the Medicare Part D prescription drug benefit. There are ways to save money on medications when you hit the donut hole and ways to actually prevent either getting to the donut hole or delaying when you hit it.
The donut hole, or coverage gap, is one of the most controversial and confusing parts of the Medicare Part D prescription drug benefit. There are ways to save money on medications when you hit the donut hole and ways to actually prevent either getting to the donut hole or delaying when you hit it.
Missouri Health Insurance Info
Contact information for state offices and resources for obtaining and keeping health insurance in Missouri.
Contact information for state offices and resources for obtaining and keeping health insurance in Missouri.
Deductible
Deductible defined
Deductible defined
COBRA benefits
Learn about the benefits available under COBRA continuation coverage
Learn about the benefits available under COBRA continuation coverage
Discount Medical Cards
Are discount medical cards a viable alternative to insurance coverage? Find out more!
Are discount medical cards a viable alternative to insurance coverage? Find out more!
Formulary
Learn about formularies for prescription drug coverage.
Learn about formularies for prescription drug coverage.
employer requirements
Are employers required to offer job-based health insurance coverage for employees?
Are employers required to offer job-based health insurance coverage for employees?
Medicare Part D Enrollment
Medicare Part D allows people over age 65 to choose from a number of prescription drug plans (PDPs) that offer a set of basic prescription services. Before joining a Part D drug plan, it is important you understand and are comfortable with your choice.
Medicare Part D allows people over age 65 to choose from a number of prescription drug plans (PDPs) that offer a set of basic prescription services. Before joining a Part D drug plan, it is important you understand and are comfortable with your choice.
Connecticut Health Insurance
Contact information for state offices and resources for obtaining and keeping health insurance in Connecticut
Contact information for state offices and resources for obtaining and keeping health insurance in Connecticut
Save Money on Meds-Online Info
Save money on drugs by going online. The Internet is a valuable source of information if you are having difficulty paying for prescription medications.
Save money on drugs by going online. The Internet is a valuable source of information if you are having difficulty paying for prescription medications.
Save Money with Generics
Generic drugs can save you up to 80% on the cost of a prescription when compared with the brand name drug. Generic drugs are readily available to treat many common health conditions. More than 50% of all prescriptions in the U.S. are filled with generic drugs.
Generic drugs can save you up to 80% on the cost of a prescription when compared with the brand name drug. Generic drugs are readily available to treat many common health conditions. More than 50% of all prescriptions in the U.S. are filled with generic drugs.
Cost Sharing
Cost sharing defined
Cost sharing defined
Balance Billing
Learn about balance billing, a medical billing practice.
Learn about balance billing, a medical billing practice.
AHPs
Learn about the pros and cons to buying health coverage through an association health plan.
Learn about the pros and cons to buying health coverage through an association health plan.
High Risk Pools
Learn more about high risk pools, including coverage, premium rates, and the pros and cons of coverage under these state-operated programs.
Learn more about high risk pools, including coverage, premium rates, and the pros and cons of coverage under these state-operated programs.
Michigan Health Insurance
Contact information for state offices and resources for obtaining and keeping health insurance in Michigan
Contact information for state offices and resources for obtaining and keeping health insurance in Michigan
Maine Health Insurance
Contact information for state offices and resources for obtaining and keeping health insurance in Maine.
Contact information for state offices and resources for obtaining and keeping health insurance in Maine.
Maryland Health Insurance
Contact information for state offices and resources for obtaining and keeping health insurance in Maryland.
Contact information for state offices and resources for obtaining and keeping health insurance in Maryland.
Virginia Health Insurance
Contact information for state offices and resources for obtaining and keeping health insurance in Virginia
Contact information for state offices and resources for obtaining and keeping health insurance in Virginia
Federal Statutes
Learn more about your rights and protections as a patient and consumer of health insurance.
Learn more about your rights and protections as a patient and consumer of health insurance.
Open Enrollment
Open Enrollment defined
Open Enrollment defined
Qualified Expenses
Learn more about HSAs, including what you can and cannot use your HSA funds for.
Learn more about HSAs, including what you can and cannot use your HSA funds for.
History of Job-Based Coverage
Find out why America's health care system relies so heavily on employer sponsored, job-based coverage. The answer lies in mid-20th century history.
Find out why America's health care system relies so heavily on employer sponsored, job-based coverage. The answer lies in mid-20th century history.
Reasonable & Customary
Definition of reasonable & customary fee
Definition of reasonable & customary fee
Prescription Drug Assistance
Find information about assistance programs that will help you pay for the medication you need.
Find information about assistance programs that will help you pay for the medication you need.
Community Rating
Find out what community rating is and how it can affect your health insurance premium. Learn about health insurance premium rating.
Find out what community rating is and how it can affect your health insurance premium. Learn about health insurance premium rating.
Universal vs. Single-payer
Learn more about universal coverage and single-payer systems, important health care reform concepts
Learn more about universal coverage and single-payer systems, important health care reform concepts
Save on Generics at Big Stores
Generic drugs can save you up to 80% on the cost of your medication. Big-box stores such as Walmart and target have generic drug programs, which offer a 3-month supply of many generic drugs for $10.00.
Generic drugs can save you up to 80% on the cost of your medication. Big-box stores such as Walmart and target have generic drug programs, which offer a 3-month supply of many generic drugs for $10.00.
The ABCs of HSAs
Learn more about health savings accounts, including pros and cons, as well as information to help you decide whether they are right for you.
Learn more about health savings accounts, including pros and cons, as well as information to help you decide whether they are right for you.
Arizona
Contact information for state offices and resources for obtaining and keeping health insurance in Arizona.
Contact information for state offices and resources for obtaining and keeping health insurance in Arizona.
Arkansas
Contact information for state offices and resources for obtaining and keeping health insurance in Arkansas.
Contact information for state offices and resources for obtaining and keeping health insurance in Arkansas.
Buying Drugs Online
Online pharmacies can provide you with an easy way to buy medications at a more affordable price. Online drugstores are convenient if you live in a rural area, do not drive, or if you are disabled, frail, or homebound. Online drugstores let you compare drug prices and shop for bargains.
Online pharmacies can provide you with an easy way to buy medications at a more affordable price. Online drugstores are convenient if you live in a rural area, do not drive, or if you are disabled, frail, or homebound. Online drugstores let you compare drug prices and shop for bargains.
Medically Needy
Being denied for Medicaid coverage may not mean that you will never get it. Some people may qualify as being medically needy for Medicaid coverage. What does that mean? How do you know if you could be considered medically needy? Learn more about this distinction here.
Being denied for Medicaid coverage may not mean that you will never get it. Some people may qualify as being medically needy for Medicaid coverage. What does that mean? How do you know if you could be considered medically needy? Learn more about this distinction here.
Electronic Medical Records
Learn more about how adoption of electronic medical records could improve care.
Learn more about how adoption of electronic medical records could improve care.
Dental Insurance
Learn the basics of dental insurance, including what types are offered and what to do if you can't obtain coverage through your job.
Learn the basics of dental insurance, including what types are offered and what to do if you can't obtain coverage through your job.
Prior Authorization
Learn about prior authorization requirements for prescription drugs.
Learn about prior authorization requirements for prescription drugs.
High Deductible Health Plan
Learn about high deductible health plans and how they relate to health savings accounts (HSAs).
Learn about high deductible health plans and how they relate to health savings accounts (HSAs).
COBRA Coverage
Learn more about COBRA, including who is eligible, how to elect coverage, what it covers and how much it costs.
Learn more about COBRA, including who is eligible, how to elect coverage, what it covers and how much it costs.
The 63-Day Rule
Learn about the requirements for maintaining continuous coverage in order to keep your pre-existing condition covered.
Learn about the requirements for maintaining continuous coverage in order to keep your pre-existing condition covered.
Other Options
Where to look for health insurance if you do not have it through your job
Where to look for health insurance if you do not have it through your job
Consumer-Directed Health
Definition and explanation of the term "consumer-directed health care"
Definition and explanation of the term "consumer-directed health care"
Self-funded plan
Learn about self-funded health plans and how they differ from fully insured plans
Learn about self-funded health plans and how they differ from fully insured plans
Electronic Medical Record
Definition and explanation of the term "electronic medical record."
Definition and explanation of the term "electronic medical record."
Choosing Medicare Part D
If you are a Medicare beneficiary, one of the most confusing and difficult tasks is deciding which Medicare Part D drug plan is the right one for you. There are organizations that can help you make the right choice.
If you are a Medicare beneficiary, one of the most confusing and difficult tasks is deciding which Medicare Part D drug plan is the right one for you. There are organizations that can help you make the right choice.
Formulary Tiers
Learn more about prescription drug formulary tiers, including what they are and how they work.
Learn more about prescription drug formulary tiers, including what they are and how they work.
Medigap
What you need to know about Medigap plans, including upcoming changes to plan types offered.
What you need to know about Medigap plans, including upcoming changes to plan types offered.
Part D_QandA
Answers to some frequently asked questions about the Medicare Part D prescription drug benefit
Answers to some frequently asked questions about the Medicare Part D prescription drug benefit
Out-of-Network
Learn about out-of-network providers.
Learn about out-of-network providers.
Medical Necessity
Medical Necessity defined
Medical Necessity defined
Clinton's Reform Proposal
Information about 2008 Presidential candidate Hillary Clinton's proposal for health care reform
Information about 2008 Presidential candidate Hillary Clinton's proposal for health care reform
Delaware Health Insurance
Contact information for state offices and resources for obtaining and keeping health insurance in Delaware
Contact information for state offices and resources for obtaining and keeping health insurance in Delaware
How to Choose a Doctor
Step-by-step instructions on how to choose your primary care physician, including resources to help you check quality and sample questions to help you decide which qualities are most important to you.
Step-by-step instructions on how to choose your primary care physician, including resources to help you check quality and sample questions to help you decide which qualities are most important to you.
Kansas Health Insurance
Contact information for state offices and resources for obtaining and keeping health insurance in Kansas.
Contact information for state offices and resources for obtaining and keeping health insurance in Kansas.
Cost Transparency
Definition and explanation of the term "cost transparency"
Definition and explanation of the term "cost transparency"
What is a PBM?
Learn more about pharmacy benefits managers and the role they play in your prescription drug coverage.
Learn more about pharmacy benefits managers and the role they play in your prescription drug coverage.
Vision Care Insurance
Most regular health insurance policies do not pay for the costs of routine vision care such as eye exams, corrective lenses, eyeglass frames, or contact lenses. Coverage (offered to less than 30% of employees) for such services is known as vision care insurance.
Most regular health insurance policies do not pay for the costs of routine vision care such as eye exams, corrective lenses, eyeglass frames, or contact lenses. Coverage (offered to less than 30% of employees) for such services is known as vision care insurance.
COBRA Qualifying Events
Learn more about COBRA qualifying events and eligibility for coverage
Learn more about COBRA qualifying events and eligibility for coverage
Indemnity Plan
Indemnity Plan defined
Indemnity Plan defined
5 Health Trends for 2010-2019
During the past decade (2000 through 2009) there has been tremendous progress in medical care in the United States and around the world. Our research and technology continues to improve the quality of care and quality of life for people with chronic illness. The coming decade (2010-2019) should bring more advances but also limited access to primary care and a population burdened with obesity and diabetes.
During the past decade (2000 through 2009) there has been tremendous progress in medical care in the United States and around the world. Our research and technology continues to improve the quality of care and quality of life for people with chronic illness. The coming decade (2010-2019) should bring more advances but also limited access to primary care and a population burdened with obesity and diabetes.
West Virginia Health Insurance
Contact information for state offices and resources for obtaining and keeping health insurance in West Virginia
Contact information for state offices and resources for obtaining and keeping health insurance in West Virginia
Waiver
When reading up on Medicaid and Medicaid eligibility requirements, you may hear that a state has applied for a medical waiver. What are medical waivers? What do they mean for your access to Medicaid?
When reading up on Medicaid and Medicaid eligibility requirements, you may hear that a state has applied for a medical waiver. What are medical waivers? What do they mean for your access to Medicaid?
Save on Out-of-Pocket Costs
If you are healthy and do not anticipate any (or a small amount of) medical spending in the coming year, choosing a plan with larger out-of-pocket expenses may make sense for you.
If you are healthy and do not anticipate any (or a small amount of) medical spending in the coming year, choosing a plan with larger out-of-pocket expenses may make sense for you.
Hawaii Health Insurance
Contact information for state offices and resources for obtaining and keeping health insurance in Hawaii
Contact information for state offices and resources for obtaining and keeping health insurance in Hawaii
Short-Term Insurance
Learn more about short-term health insurance, a low-cost option for people who are temporarily without health insurance coverage.
Learn more about short-term health insurance, a low-cost option for people who are temporarily without health insurance coverage.
Iowa Health Insurance
Contact information for state offices and resources for obtaining and keeping health insurance in Iowa.
Contact information for state offices and resources for obtaining and keeping health insurance in Iowa.
Nevada Health Insurance
Contact information for state offices and resources for obtaining and keeping health insurance in Nevada
Contact information for state offices and resources for obtaining and keeping health insurance in Nevada
S. Carolina Health Insurance
Contact information for state offices and resources for obtaining and keeping health insurance in South Carolina
Contact information for state offices and resources for obtaining and keeping health insurance in South Carolina
South Dakota Health Insurance
Contact information for state offices and resources for obtaining and keeping health insurance in South Dakota.
Contact information for state offices and resources for obtaining and keeping health insurance in South Dakota.
Forced into Medicare
Learn more about what happens when a retiree turns 65.
Learn more about what happens when a retiree turns 65.
Do I Need Dental?
When looking to cut costs, dental insurance may be something you consider nixing from your budget. Not so fast. Learn about why it may be worthwhile to have dental insurance, even if your teeth are healthy.
When looking to cut costs, dental insurance may be something you consider nixing from your budget. Not so fast. Learn about why it may be worthwhile to have dental insurance, even if your teeth are healthy.
What Is a Drug Formulary?
A drug formulary is a list of generic and brand name drugs that are preferred by your health plan. Since your health plan may limit the medications it will pay for, it is important for you to understand your health plan's drug benefit and formulary.
A drug formulary is a list of generic and brand name drugs that are preferred by your health plan. Since your health plan may limit the medications it will pay for, it is important for you to understand your health plan's drug benefit and formulary.
Copay
Definition of the insurance term "co-pay."
Definition of the insurance term "co-pay."
FAQs
Your options upon losing your job-based health insurance coverage
Your options upon losing your job-based health insurance coverage
Tennessee Health Insurance
Contact information for state offices and resources for obtaining and keeping health insurance in Tennessee
Contact information for state offices and resources for obtaining and keeping health insurance in Tennessee
New Mexico
Contact information for state offices and resources for obtaining and keeping health insurance in New Mexico.
Contact information for state offices and resources for obtaining and keeping health insurance in New Mexico.
Oklahoma Health Insurance
Contact information for state offices and resources for obtaining and keeping Oklahoma health insurance.
Contact information for state offices and resources for obtaining and keeping Oklahoma health insurance.
Minnesota Health Insurance
Contact information for state offices and resources for obtaining and keeping health insurance in Minnesota.
Contact information for state offices and resources for obtaining and keeping health insurance in Minnesota.
Illinois Health Insurance
Contact information for state offices and resources for obtaining and keeping health insurance in Illinois
Contact information for state offices and resources for obtaining and keeping health insurance in Illinois
Louisiana Health Insurance
Contact information for state offices and resources for obtaining and keeping health insurance in Louisiana.
Contact information for state offices and resources for obtaining and keeping health insurance in Louisiana.
Ohio Health Insurance
Contact information for state offices and resources for obtaining and keeping health insurance in Ohio
Contact information for state offices and resources for obtaining and keeping health insurance in Ohio
New York Health Insurance
Contact information for state offices and resources for obtaining and keeping health insurance in New York
Contact information for state offices and resources for obtaining and keeping health insurance in New York
Pennsylvania Health Insurance
Contact information for state offices and resources for obtaining and keeping health insurance in Pennsylvania
Contact information for state offices and resources for obtaining and keeping health insurance in Pennsylvania
Vermont Health Insurance
Contact information for state offices and resources for obtaining and keeping health insurance in Vermont.
Contact information for state offices and resources for obtaining and keeping health insurance in Vermont.
Medicare Part B
Learn more about Medicare Part B, including what it is, what it covers, and how much it costs.
Learn more about Medicare Part B, including what it is, what it covers, and how much it costs.
Health Care Reform
The American healthcare system is extremely complex and numerous attempts to reform the system over the years have met with considerable resistance. Most members of Congress and much of the general public seem to agree that our health system needs to be improved and that any reform needs to assure that all Americans have access to healthcare through appropriate health insurance coverage.
The American healthcare system is extremely complex and numerous attempts to reform the system over the years have met with considerable resistance. Most members of Congress and much of the general public seem to agree that our health system needs to be improved and that any reform needs to assure that all Americans have access to healthcare through appropriate health insurance coverage.
Negotiating With Your Provider
Learn more about negotiating with your healthcare provider for discounts, including how to build goodwill and the best way to broach the subject.
Learn more about negotiating with your healthcare provider for discounts, including how to build goodwill and the best way to broach the subject.
McCain Healthcare Reform
Information about 2008 Presidential candidate John McCain's proposal for health care reform
Information about 2008 Presidential candidate John McCain's proposal for health care reform
Charity Care
Learn about how to obtain charity care for free or a reduced cost.
Learn about how to obtain charity care for free or a reduced cost.
Customary and Reasonable Costs
What does "customary and reasonable" cost mean, and how will it affect payment for healthcare services?
What does "customary and reasonable" cost mean, and how will it affect payment for healthcare services?
Explanation of Benefits
Learn about your health plan's explanation of benefits.
Learn about your health plan's explanation of benefits.
Coinsurance
coinsurance
coinsurance
What is COBRA?
Learn about COBRA coverage, including what it is and who is eligible
Learn about COBRA coverage, including what it is and who is eligible