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Elizabeth Davis

Updated Articles and Resources

By Elizabeth Davis

    Updated Articles and Resources
    • Have Health Insurance From an Exchange? 5 Things You Need to Know Created: Tuesday, July 29, 2014 Updated: Tuesday, July 29, 2014
      Get your health insurance through an Affordable Care Act health insurance exchange? Learn these 5 things you need to know to avoid nasty surprises.
    • How Will Health Reform Affect You? Created: Wednesday, April 14, 2010 Updated: Tuesday, July 29, 2014
      Virtually all Americans will be affected in some way with the enactment of the health reform law (Patient Protection and Affordable Care Act) that President Obama signed into law on March 23, 2010....
    • How Will Health Reform Affect You? Created: Wednesday, April 14, 2010 Updated: Tuesday, July 29, 2014
      Virtually all Americans will be affected in some way with the enactment of the health reform law (Patient Protection and Affordable Care Act) that President Obama signed into law on March 23, 2010....
    • What Is an Aggregate Deductible & How Does It Work? Created: Thursday, January 09, 2014 Updated: Tuesday, July 29, 2014
      Learn what an aggregate deductible is and how this type of family health insurance deductible works.
    • When Is Open Enrollment on Health Insurance Exchanges? Created: Sunday, April 06, 2014 Updated: Tuesday, July 29, 2014
      See open enrollment dates for 2015, 2016 and beyond. Learn when your coverage starts and what to do if you miss open enrollment on your exchange.
    • Pros and Cons of Health Insurance Automatic Renewal Created: Tuesday, July 29, 2014 Updated: Tuesday, July 29, 2014
      See the advantages of health insurance automatic renewal as well as why to beware. Learn how to avoid problems caused by health plan automatic renewal
    • What Is Automatic Renewal of Health Insurance & How Does It Work? Created: Tuesday, July 29, 2014 Updated: Tuesday, July 29, 2014
      Learn what automatic renewal of health insurance is, how it works, if it applies to you, and how to avoid it.
    • 7 Mistakes to Avoid When Using Health Insurance Created: Tuesday, June 17, 2014 Updated: Monday, July 28, 2014
      These 7 common health insurance mistakes could cost you money or prevent you from getting the care you need. Are you making one?
    • What Happens to My Flexible Spending Account When I Lose My Job? Created: Saturday, June 28, 2014 Updated: Monday, July 28, 2014
      Losing your job? Learn when you can use your FSA, when you’ll lose it, and what happens to money left in it. Learn how to get more than you put in.
    • How To Get Help Paying for Health Insurance Created: Tuesday, July 09, 2013 Updated: Monday, July 28, 2014
      Can't afford health insurance? Learn about financial aid and subsidies to help pay for health insurance. See if you're eligible; learn how to apply.
    • What Is a Drug Formulary and How Does It Work? Created: Sunday, July 27, 2014 Updated: Sunday, July 27, 2014
      Learn what a health plan drug formulary is and why it should matter to you. Avoid expensive mistakes by understanding how your formulary works.
    • How To Get Your Health Plan to Pay In-Network Rates for Out-Of-Network Care Created: Sunday, July 27, 2014 Updated: Sunday, July 27, 2014
      Convince your health insurance to pay for out-of-network care as though it was in-network care, saving you money. Learn when and how to do it.
    • What Is a Health Insurance Provider Network? Created: Thursday, June 27, 2013 Updated: Sunday, July 27, 2014
      Learn what a health insurance provider network is and how it works. Understanding it is essential to choosing and using your health plan wisely.
    • Hospice—What Is It? Created: Saturday, May 25, 2013 Updated: Saturday, July 26, 2014
      Hospice is for the dying, but it's about living. Learn more about what hospice is, what it isn't, how it works, and how it's paid for. Learn the difference between hospice care and palliative care.
    • How To Save on Health Insurance if You Reach the Out-Of-Pocket Maximum Created: Monday, May 20, 2013 Updated: Saturday, July 26, 2014
      Do you reach your out-of-pocket maximum each year? Learn two techniques to save money if you reach your health plan's out-of-pocket limit each year.
    • 4 Unconventional Ways to Save Money on Healthcare Created: Thursday, March 14, 2013 Updated: Friday, July 25, 2014
      Save money on health care with techniques like getting Rxs filled free, traveling for care, getting more benefits from a cheaper health plan, and more.
    • What You Need to Know Before Getting Out-Of-Network Care Created: Friday, July 25, 2014 Updated: Friday, July 25, 2014
      Getting care out-of-network? Learn how to decrease the costs and risks associated with going outside of your health insurance provider network.
    • How To Decide if You Really Need a Test or Procedure Created: Tuesday, July 15, 2014 Updated: Thursday, July 17, 2014
      Not sure you really need a test or procedure your doctor recommends? Here are some tips on how to decide what's right for you.
    • Find Out How Much Your Medical Care Should Cost Created: Monday, July 14, 2014 Updated: Thursday, July 17, 2014
      Can’t figure out how much you should pay for a test or medical procedure? These resources will help you find out how much medical care should cost.
    • Hospitalized in Observation Status? You’ll Pay More Created: Sunday, April 07, 2013 Updated: Wednesday, July 09, 2014
      Hospitalized in observation status rather than inpatient? Learn what observation status is, how observation guidelines work, and why you'll pay more." itemprop="description'" --> itemprop="descript...
    • How to Choose the Best HMO or PPO Created: Wednesday, February 03, 2010 Updated: Wednesday, July 09, 2014
      HMO or PPO, how do I decide which health plan is best for my family? When you get health insurance from your employer, buy private insurance, join a high-risk plan offered by your state, or enroll ...
    • Florida Medicaid Share of Cost—How Does it Work? Created: Thursday, May 30, 2013 Updated: Wednesday, July 09, 2014
      Have Florida Medicaid Share of Cost? Learn to maximize benefits without going broke. If you use Medicaid Share of Cost incorrectly, you’ll pay more and miss out on Medicaid coverage you could...
    • How Does the Health Insurance Subsidy Work? Created: Friday, July 12, 2013 Updated: Wednesday, July 09, 2014
      Need help paying for health insurance? The premium tax credit health insurance subsidy can help. Learn how it works, how to apply, and how much you'll get.
    • Out-of-Pocket Maximum—How It Works and Why to Beware Created: Wednesday, May 15, 2013 Updated: Wednesday, July 09, 2014
      Learn how your out-of-pocket maximum works, what counts towards it, and what you're still required to pay after you've met your out-of-pocket limit.
    • HMO, PPO, EPO & POS—What’s the Difference & Which Is Best? Created: Saturday, September 21, 2013 Updated: Wednesday, July 09, 2014
      Learn 6 ways HMO, PPO, EPO & POS health plans differ. Understand how each plan works so you can choose the best one for you. Know what you're buying.
    • Medicare Part B - Understanding Medicare Part B Created: Monday, January 11, 2010 Updated: Wednesday, July 09, 2014
      Medicare Part B, also known as the Medical Insurance program, helps cover the costs of medical services, such as your doctor's care and prevention services for the early diagnosis and treatment of ...
    • Health Savings Account – Managing Healthcare Costs with a Health Savings Account Created: Tuesday, March 02, 2010 Updated: Wednesday, July 09, 2014
      Health Savings Accounts (HSAs) are a type of account that you can put money into to save for health-related expenses on a tax-free basis. If you decide to open an HSA, you must have a high-deductib...
    • Medicare Advantage Plan - Understanding Medicare Part C Created: Wednesday, January 13, 2010 Updated: Wednesday, July 09, 2014
      Although most people with Medicare get their health benefits from Original Medicare (Parts A and B), you can choose to get coverage from a Medicare Advantage Plan, sometimes called Medicare Part C....
    • Managed Care – Understanding Managed Care Created: Tuesday, December 01, 2009 Updated: Wednesday, July 09, 2014
      Most Americans who have health insurance through their employer (and many who are self-insured) are enrolled in some type of a managed care plan. Managed care plans include health maintenance organ...
    • Out-of-Pocket Maximums Created: Monday, December 21, 2009 Updated: Wednesday, July 09, 2014
      Learn the meaning of the term “Out-of-Pocket Maximum” from your About.com Guide to Health Insurance.
    • Prescription Abbreviations Created: Wednesday, December 16, 2009 Updated: Wednesday, July 09, 2014
      Your doctor uses abbreviations (based on Latin words) that tell your pharmacist which medication to give you and directions on how to use that medication. Learning to read a prescription immediatel...
    • Why Your Health Insurance Won’t Pay for Your Health Care Created: Monday, May 19, 2014 Updated: Tuesday, July 08, 2014
      Health insurance won’t pay? Understand why your health plan is refusing to pay so you can fight back intelligently. See 5 common reasons.

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