Updated Articles and Resources
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Alabama Health Insurance Information
Created:
Tuesday, April 11, 2006
Updated:
Tuesday, March 06, 2012
Contact information for state offices and resources for obtaining and keeping health insurance in Alabama. -
Pre Existing Conditions - Understanding Pre Existing Conditions Created:
Thursday, April 15, 2010
Updated:
Monday, December 27, 2010
A pre-existing condition can affect your health insurance coverage. If you are applying for insurance, some health insurance companies may accept you conditionally by providing a pre-existing condi.. -
HMOs vs. PPOs – What Are the Differences Between HMOs and PPOs? Created:
Thursday, April 15, 2010
Updated:
Monday, December 27, 2010
The most common types of managed care plans are preferred provider organizations (PPOs) and health maintenance organizations (HMOs). Many people do not fully appreciate the consequences of not usin.. -
High Risk Pools - Understanding High Risk Pools Created:
Sunday, April 18, 2010
Updated:
Monday, December 27, 2010
35 states have created special programs (known as hgih-risk pools) for residents who are denied coverage by private insurers because of health-related issues. Have you had any experience with a hig.. -
Share Your Story: Have You Thought About Your Long Term Care Needs? Created:
Thursday, April 29, 2010
Updated:
Monday, December 27, 2010
Long term care (LTC) is a type of service or support to help you meet your health or personal care needs over an extended period of time and to help you be as independent as possible. It may includ.. -
Share Your Story: How Will Health Reform Affect You? Created:
Wednesday, April 14, 2010
Updated:
Monday, December 27, 2010
Virtually all Americans will be affected in some way with the enactment of the health reform law (Patient Protection and Affordable Care Act) that President Obama signed into law on March 23, 2010... -
Share Your Story: Managing Without Health Insurance Created:
Friday, December 11, 2009
Updated:
Monday, December 27, 2010
No health insurance? Share your story and tell us about how you are managing your family’s health care needs and what you might have learned that could help others. -
Uninsured - Managing Without Health Insurance Created:
Friday, December 11, 2009
Updated:
Monday, December 27, 2010
No health insurance? Share your story and tell us about how you are managing your family’s health care needs and what you might have learned that could help others. -
Health Reform - How Will Health Reform Affect You? Created:
Wednesday, April 14, 2010
Updated:
Monday, December 27, 2010
Virtually all Americans will be affected in some way with the enactment of the health reform law (Patient Protection and Affordable Care Act) that President Obama signed into law on March 23, 2010... -
Long Term Care - Are You Ready for Long Term Care? Created:
Thursday, April 29, 2010
Updated:
Monday, December 27, 2010
Long term care (LTC) is a type of service or support to help you meet your health or personal care needs over an extended period of time and to help you be as independent as possible. It may includ.. -
Medicare Part D Glossary – Medicare Part D Words You Need to Know Created:
Tuesday, December 07, 2010
Updated:
Tuesday, December 07, 2010
If you are new to Medicare and are choosing a Medicare Part D prescription plan, it’s important to fully understand the terms, or words Medicare uses to describe your drug coverage. -
Medicare for 2011 - What You Need to Know About Medicare for 2011 Created:
Wednesday, December 01, 2010
Updated:
Tuesday, December 07, 2010
The Affordable Care Act has made several changes in Medicare for 2011 that may affect you whether you are in the Original Medicare program or have a Medicare Advantage plan. -
Late Enrollment Penalty – How to Avoid the Medicare Part D Late Enrollment Penalty Created:
Monday, November 22, 2010
Updated:
Tuesday, December 07, 2010
Medicare’s late enrollment penalty is an amount that is added to your Part D monthly premium. You may owe a late enrollment penalty if you did not join a Medicare Part D drug plan when yo.. -
Medicare Open Enrollment - Don't Miss Medicare Open Enrollment Created:
Friday, October 15, 2010
Updated:
Tuesday, December 07, 2010
As a Medicare recipient, you have a chance each year to make changes to your Medicare Advantage plan or Medicare prescription drug coverage for the following year. -
Medicare Choices – What Are My Medicare Choices? Created:
Tuesday, June 15, 2010
Updated:
Tuesday, December 07, 2010
If you are turning 65 in the next three to four months, you need to start thinking about your Medicare choices. There are two main choices for how you get your Medicare benefits – Origina.. -
Medicare Rights - Your Medicare Rights Created:
Friday, June 11, 2010
Updated:
Tuesday, December 07, 2010
All people with Medicare have certain guaranteed rights and protections, no matter what type of Medicare coverage you have -- either Original medicare or a Medicare Advantage Plan. -
Medicare Improvements - Medicare Improvements in the Affordable Care Act Created:
Saturday, June 05, 2010
Updated:
Tuesday, December 07, 2010
The federal government, has made it clear that your guaranteed Medicare benefits will not change because of the Affordable Care Act — whether you get them through Original Medicare or a M.. -
Medicare Changes and Health Reform - Health Reform Law Includes Medicare Changes Created:
Wednesday, March 31, 2010
Updated:
Tuesday, December 07, 2010
Many seniors are concerned that the new health reform legislation – the Patient Protection and Affordable Care Act signed into law on March 23, 2010 by President Obama – will de.. -
Medicare Disability Coverage - Under 65, How to Get Medicare Disability Coverage Created:
Monday, March 08, 2010
Updated:
Tuesday, December 07, 2010
Medicare won't be available to most of us until we turn 65. If you can establish that you suffer from a long-term disability that prevents you from working, you may qualify for monthly Social Secur.. -
Medigap Policies – Understanding Medigap Policies Created:
Thursday, January 21, 2010
Updated:
Tuesday, December 07, 2010
While Original Medicare (Parts A and B) will most likely pay for most of your hospital, skilled nursing facility, and outpatient medical expenses, you still will have out-of-pocket costs. So, you m.. -
Medicare Advantage Plan - Understanding Your Medicare Advantage Plan Created:
Wednesday, January 13, 2010
Updated:
Tuesday, December 07, 2010
Although most people with Medicare get their health benefits from Original Medicare (Parts A and B), you can choose to get coverage from a Medicare Advantage Plan, sometimes called Medicare Part C... -
Medicare Part B - Understanding Medicare Part B Created:
Monday, January 11, 2010
Updated:
Tuesday, December 07, 2010
Medicare Part B, also known as the Medical Insurance program, helps cover the costs of medical services, such as your doctor's care and prevention services for the early diagnosis and treatment of .. -
Medicare Part A - Understanding Medicare Part A Hospital Insurance Created:
Friday, January 08, 2010
Updated:
Tuesday, December 07, 2010
Medicare Part A, also known as the Hospital Insurance program, helps cover the costs of inpatient care in hospitals, inpatient care in a skilled nursing facility, hospice care services, and some ho.. -
Medicare Benefits - An Overview of Medicare Benefits Created:
Tuesday, December 29, 2009
Updated:
Tuesday, December 07, 2010
Medicare is the federal program that provides health insurance coverage for Americans age 65 and older and younger people with certain types of disabilities, including end-stage renal disease (perm.. -
Medicare Part D Enrollment - How to Enroll in a Medicare Part D Drug Plan Created:
Sunday, November 15, 2009
Updated:
Tuesday, December 07, 2010
Medicare Part D allows people over age 65 to choose from a number of prescription drug plans (PDPs) that offer a set of basic prescription services. Before joining a Part D drug plan, it is importa.. -
Medicare Part D - Where to Get Help Choosing a Medicare Part D Drug Plan Created:
Thursday, November 19, 2009
Updated:
Tuesday, December 07, 2010
If you are a Medicare beneficiary, one of the most confusing and difficult tasks is deciding which Medicare Part D drug plan is the right one for you. There are organizations that can help you make.. -
Medicare Part D Donut Hole - How to Lower Your Drug Costs in the Donut Hole Created:
Thursday, November 19, 2009
Updated:
Tuesday, December 07, 2010
The donut hole, or coverage gap, is one of the most controversial and confusing parts of the Medicare Part D prescription drug benefit. There are ways to save money on medications when you hit the .. -
Medicare Part D Donut Hole - Understanding the Medicare Part D Donut Hole Created:
Sunday, November 15, 2009
Updated:
Tuesday, December 07, 2010
The donut hole, or coverage gap, is one of the most controversial and confusing parts of the Medicare Part D prescription drug benefit and of concern to many people who have joined a Part D drug pl.. -
Medicare Questions - Frequently Asked Medicare Questions Created:
Thursday, May 27, 2010
Updated:
Tuesday, December 07, 2010
The Medicare program is made up of several "parts" that offer various benefits, including hospital insurance (Part A), medical insurance for doctors' services (Part B), and prescription d.. -
Understanding Medicare Created:
Sunday, June 13, 2010
Updated:
Tuesday, December 07, 2010
Medicare is a federal government program that provides health insurance for people age 65 and older, people under age 65 with certain disabilities, and people with permanent kidney failure requirin.. -
Flexible Spending Accounts – Affordable Care Act Changes Flexible Spending Accounts Created:
Friday, December 03, 2010
Updated:
Saturday, December 04, 2010
It’s important to understand the changes made to flexible spending accounts (FSAs), health reimbursement arrangements (HRAs), and health savings accounts (HSAs) because of the new health .. -
Open Enrollment and Health Reform - Learn About Open Enrollment and Health Reform Created:
Wednesday, November 03, 2010
Updated:
Saturday, December 04, 2010
It’s important to understand open enrollment and health reform. Several of the provisions of the health reform law that took effect on September 23, 2010 impact group health insurance. Y..