Consumer Driven Health Care Leads To Poorer Health Care Quality

A new study conducted by the Employee Benefits Research Institute and Commonwealth Fund shows that consumer driven health plans like HSAs do not reduce the number of uninsured individuals and lead to poorer quality of care. According to the Des Moines Register, patients who choose to save money by forgoing preventive care ultimately spend more out of pocket on more expensive complications and hospitalizations. The theory behind consumer driven plans may thus be flawed and lead to more problems than it solves.