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Two Year Waiting Period For Medicare Disability Benefits

By April 18, 2007

Although Medicare does provide benefits for Social Security disability recipients, most people are unaware that the program imposes a two-year waiting period for health benefits - until they become disabled themselves. According to the USA Today, approximately 1.4 to 1.5 million Americans with disabilities found themselves in the waiting period in 2003. Some of these individuals found that the Social Security disability benefits which triggered their eligibility for Medicare actually prevented them from obtaining Medicaid benefits to help tide them over until the end of the waiting period.

Advocates are aggressively lobbying to end the two-year waiting period. Their major obstacle is the cost of providing immediate benefits to the disabled - estimated at $5-8 billion per year.

April 24, 2007 at 4:55 pm
(1) Kristy says:

Reading this article about the wait period for those on disability to get the Medicare benefits is really something else. I’m especially shocked by the cost to give benefits to disabled people. I didn’t realize the number was that huge.

December 27, 2007 at 2:53 pm
(2) mary plantier says:

I am looking for active means to help this 2 year waiting period come to an end. also to add diseases to the list that allows quick receiving of medicare. such as huntington’s disease. by definition,medicare says that a disease must be progressive to be on the list (e.g.Lou Gherig’ and renal failure) Huntington’s disease by definiton is “progressive” so what is the problem? one I know is that there is barely a voice for those suffering with this disease.Nor do the ones who make these decisions know the onset symptoms and how it progresses! let me know (if anyone who care reads this) what can be done??? marygenna@juno.com

February 9, 2008 at 5:24 pm
(3) Patti says:

My 63 year old father is in the middle of the 2 year waiting nightmare. He was declared disabled after working his entire life. Three months after this, he had an accident caused by the negligence of another person and was left with a traumatic brain injury. My mother had been carrying the insurance and now cannot quit her job to help care for him and cannot get one ounce of public assistance! It is an absolute outrage when bums who never work a day in their life get all the handouts and good hardworking people are left to fend for themselves!

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