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Health Insurance Blog with Kelly Montgomery November 2006 Archive

By Kelly Montgomery, About.com Guide to Health Insurance since 2005

Study Shows That Cost of Job-Based Coverage Continues To Rise

Tuesday November 28, 2006
The San Diego Union Tribune reports that employers are facing a 10%-12% increase in the cost of providing insurance coverage to employees in 2007. This estimate is based on ... Read More

Will the $4 Generic Program Really Help Consumers?

Monday November 27, 2006
Wal-Mart's $4 generic program has generated a lot of excitement, and other companies are offering similar savings on generic prescription drugs. However, according to the Boston Globe, critics say ... Read More

Health Care May Cost More At Hospital-Based Clinics

Wednesday November 22, 2006
"Facility fees" charged at some hospital-based clinics may significantly increase the cost of care. According to the USAToday, this issue has come to the forefront now that more Americans ... Read More

Toyota Builds Onsite Health Clinic To Combat Rising Health Costs

Tuesday November 21, 2006
While most people know that American carmakers like GM, Ford, and Chrysler are in financial crisis due to employee health costs, you may not be aware that Toyota is also ... Read More

Group Insurers Offering More Limited Benefits Plans

Monday November 20, 2006
Limited benefit plans, also known as "mini-medical" plans, have high deductibles and limited benefits, but they cost significantly less than traditional health insurance plans. The Wichita Eagle reports that ... Read More

Insurers and Government Programs Track Fraud Using Detection Software

Friday November 17, 2006
Third-party payors, like insurance companies and Medicare, are increasingly relying on sophisticated detection software to combat fraud. According to the USAToday, fraud accounts for 3%-10% of health care spending ... Read More

Recent Lawsuit Settlement May Make It Easier To Decipher Claims Denials

Thursday November 16, 2006
A recent lawsuit settlement in Pennsylvania may make it easier for consumers to decipher insurance claims denials, according to UPI. Highmark, an affiliate of Blue Cross Blue Shield, will ... Read More

Ford Retirees To Lose Health Benefits

Wednesday November 15, 2006
The Detroit News reports that Ford retirees will be removed from the company retiree health plan in 2008. Instead, they will receive $1,800 per year in a health retirement ... Read More

Healthy NY Adds HSA Option in 2007

Tuesday November 14, 2006
Healthy NY, a state-funded health coverage program available in New York, will begin offering HSA plan options in 2007. This change is designed to make coverage more affordable for ... Read More

What is the Medicare Part D Coverage Gap, or Donut Hole?

Friday November 10, 2006
As open enrollment for 2007 Part D plans approaches, it is important to understand how the coverage gap, or "donut hole", will affect beneficiary out-of-pocket spending. Read my article ... Read More

Some Hospitals Offer Free Preventive Care To Uninsured

Wednesday November 8, 2006
Some hospitals, recently featured in The New York Times, havebegun offering free preventive care to uninsured patients in order to reduce their need more expensive emergency care. Some of ... Read More

Coverage in Part D Gap Limited in 2007

Tuesday November 7, 2006
The Washington Post reports that coverage in the Part D "donut hole" may be more limited in 2007 than it was in 2006. According to Families USA, a non-profit ... Read More

Study Shows That Some Forgo Medically Necessary Care Under Consumer-Driven Plans

Monday November 6, 2006
A Rand Corp. study shows that while some people save money using consumer-driven health plans, patients with this type of health coverage are more likely to forgo medically necessary care. ... Read More

More Plans Auditing Dependent Coverage

Friday November 3, 2006
While some Americans have been able to sneak ineligible dependents on to their insurance coverage, this may come to an end as more health plans are conducting dependent audits to ... Read More

U.S. News & World Report - America's Best Health Plans 2006

Thursday November 2, 2006
Each year, U.S. News & World Report reviews commercial, Medicare, and Medicaid plans for access to care, preventive benefits, quality of treatment, and customer satisfaction. The 2006 report was ... Read More

Early Retirees Struggle To Stay Covered

Wednesday November 1, 2006
The New York Times has recently published an article featuring the problems faced by people who retire before age 65. Until recently, Americans have been able to rely on ... Read More

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