1. Health

Pre Existing Conditions

Learn how pre existing conditions affect your health insurance options, how to get health insurance coverage with a pre existing condition, and how to navigate the health insurance bureaucracy to continue coverage for your pre existing condition.

Pre-Existing Conditions - Understanding Creditable Coverage
A pre-existing condition can affect your health insurance coverage. If you are applying for insurance, some health insurance companies may accept you conditionally by providing a pre-existing condition exclusion period.

Pre Existing Conditions - Have You Been Denied Coverage?
A pre-existing condition can affect your health insurance coverage. If you are applying for insurance, some health insurance companies may accept you conditionally by providing a pre-existing condition exclusion period. What has been your experience?

High Risk - Health Insurance When You're at High Risk
If you're seeking health insurance and you have a serious condition, you should be able to find coverage -- especially if you've recently been part of a group policy. But you'll probably pay more, and you may face a waiting period.

High Risk Pools
There are many people who can afford to buy health insurance but are turned down by insurance companies because they have a serious pre-existing condition such as cancer, diabetes, or an HIV infection. 35 states have created special programs (known as hgih-risk pools) for residents who are denied coverage by private insurers because of health-related issues.

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